Are You a Good Manager?

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Admit it. Nobody likes a bad manager.

When things are poorly managed, everybody suffers. Things become disorganized. People get confused. Information gets lost. Productivity wanes. All in all, poor management can lead to mass chaos.

Good managers place priority in taking good care of the people or tasks assigned to them. They model service. They are selfless. They set a standard of excellence for others to follow.

In reality, we’re all managers. God has entrusted to our care numerous things of which He expects us to be good stewards. A literal translation of the word steward is manager. Whether it’s money, time, relationships, talents, or even God’s green earth, we’re called to be responsible managers.

So how are you managing the things God has placed in your care?

Keep these things in mind when it comes to managing your God-given responsibilities:

  1. God is in charge. Psalm 24:1 (NIV) reminds us, “The earth is the LORD’s, and everything in it, the world, and all who live in it.” And in the Book of James we learn, “Every generous act and every perfect gift is from above” (1:17, HCSB). As humans who are often on mission for fame, possessions, and power, we must humble ourselves daily, acknowledging God as our Creator and Sustainer. As we trust in His provision, God will give us all we need.
  2. Honesty is the best policy. Manipulation and deceit are Satan’s tactics when trying to lure us off the path of being good managers. Don’t let Satan win. We’re reminded in 1 Corinthians 4:2 (ESV), “Moreover, it is required of stewards that they be found trustworthy.” Always be honest and trustworthy.
  3. We need each other. When we each use our God-given gifts, everyone benefits. We learn in 1 Corinthians 12:6-7 (MSG), “Each person is given something to do that shows who God is: Everyone gets in on it, everyone benefits. All kinds of things are handed out by the Spirit, and to all kinds of people! The variety is wonderful.” As we strive to be good managers, we must work together and appreciate the different abilities, gifts, and skills that each person brings to the mix.

If you allow it, the ability to be a good manager is attainable. It won’t always be easy. It won’t always be fun. But in the end, our responsibility to God remains. Choose to be a good manager. As you make stewardship a priority, you’ll glorify God and set a great standard for those around you to go and do the same.

Want to help kids understand how to be good managers? Discover how Meet Penny Nickels can be a simple and effective tool to start the conversation early! Learn more at pennynickelsbooks.com

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Why Fast and Easy Isn’t Always Effective

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Fast, easy, and effective. It’s the ongoing chant of our culture that feeds the monster of “your way, right away.” Essentially, credit cards have become the ultimate “fast pass” of our generation. But rather than moving us ahead on life’s great adventure ride, credit cards often put us on the fast track to debt, delinquency, and destruction. So before you swipe and go, consider these four reasons credit cards are a bad idea.

Whose Money Is It, Anyway?

Spending money is easy — especially when it’s not yours. Before submitting to the temptation of that new credit card offer, keep in mind that credit card purchases do, in fact, have to be paid back. And you’ll always end up paying more than you bargained for. Use your own money; use cash or a debit card instead.

Fees Don’t Please

What’s worse than having to pay bills? Paying extra fees on those bills. Most credit card companies impose interest fees at varying rates on your purchases. It’s a must that you not only have a strong awareness but also a solid understanding of interest rates when it comes to owning credit cards. In addition, some credit cards charge annual fees just for owning the card, not to mention late fees for missing your payment due date.

Identity Crises

Identity theft is a growing concern in our world today. If you own credit cards, thieves can not only steal and max out your accounts, but they can swipe your entire identity with just one card number. While they don’t necessarily need access to a credit card to get your personal information, the availability of circulating cards can make the theft process much easier.

Once You Pop, You Can’t Stop

Using a credit card for the first time can be a lot like gambling — it’s hard to stop once you get started. You may start off small, but as you accumulate more “stuff,” the temptation to keep spending (or signing up for new cards) will eventually feed an unwanted addiction. There’s a lot of wisdom in the old saying, “Just say no!”

Fast and easy isn’t always effective, and credit cards are proof. True financial effectiveness happens within the boundaries of budget management, eliminating debt, smart spending, and saving for the future.

For more tips and resources regarding credit cards, spending habits, and financial freedom, visit daveramsey.com.